Finding New Ways To Help Your Community & World
Small actions can have a big impact. And, they can also have a ripple effect. If you’d like to make a positive difference in your community – and beyond – here are some easy ways to get started.
Blog
Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family.
Participate in America Saves Week and Build Yourself a Better Future
American Heritage Credit Union has partnered with America Saves to promote America Saves Week 2022! It’s never too late to start your personal savings challenge and journey towards financial wellness. #ASW2022 follows a five-day format with a different savings theme for each day. Keep reading to find the best strategies for your lifestyle.
Product Spotlight: Personal Loans
In this series, we analyze the various product offerings at American Heritage to explain their benefits and uses. Taking either a product-first or problem-first approach, we aim to deepen your understanding of banking products and services for robust financial literacy.
Loans have been around for millennia, with records dating back to early Mesopotamian farmers borrowing seeds and livestock and using their yields for repayment. Today, loans remain one of the most classic banking products available due to their simplicity, versatility, and usefulness.
A personal loan is a sum of money borrowed from a credit union, bank, or other lender, paid back over a set amount of time in fixed monthly installments, with interest.
14 Affordable Valentine’s Day Date Ideas
February 14 is Valentine’s Day – the perfect opportunity to celebrate romance and spend quality time with your special someone. But the traditional trappings of the holiday – red roses, fancy restaurants, giant heart-shaped boxes of chocolate – can really add up. In fact, the average American spent over $160 on Valentine’s Day last year. If you’re looking for some fresh ideas that are easier on your wallet, read on!
Buying a Home with an FHA Loan
If you have limited savings or less-than-perfect credit, the dream of owning your own home may feel out of reach. You’re not alone, but don’t think you’re out of luck either. FHA loans are designed to help people with these challenges achieve the goal of homeownership by providing a mortgage that may work with their financial situation.
Product Spotlight: Debt Consolidation Solutions
In this series, we analyze the various product offerings at American Heritage to explain their benefits and uses. Taking either a product-first or problem-first approach, we aim to deepen your understanding of banking products and services for robust financial literacy.
Debt can be one of the biggest financial obstacles that keep dreams just out of reach. Reducing debt requires a well-thought-out strategy, self-discipline, and the right tools.
Debt consolidation is a process in which multiple debts are combined into a single payment. Benefits of debt consolidation can range from reducing the number of individual payments to paying less over time with a lower interest rate. There are several ways a borrower can consolidate their debt, and some solutions are more suited to certain debts than others.
If you’re considering debt consolidation as a tool for your financial situation, continue reading to see which method is best for your needs.
Home Upkeep: 4 Ways to Keep Your Costs Down
Your home is your castle – and castle upkeep can be expensive. But with a little know-how and effort, you can enjoy your home without emptying your wallet.
Using less energy, decorating on a budget, taking care of small problems before they become big ones, and doing basic home renovations and repairs yourself can help you keep your home costs down. Sound good? Then this guide is for you.
Read on to learn valuable ways you can save money on your home’s day-to-day and long-term costs, as well as ways you can better manage larger homeownership expenses when they arise.
8 Banking Fees You Should Know About (and How To Avoid Them)
From monthly checking account fees to surprise ATM surcharges, Americans are paying way too much for their banking. If you’ve ever gotten an unexpected bank charge—or a few of them—you know how it feels. That money could be put to better use, whether it’s to pay for a nice meal or stash away in your savings.
If your New Year’s resolution is to save money, knowing about these eight common banking fees and how to avoid them is a great first step.
Ask the Experts: Information Systems
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Kevin Tressel, who leads a group of 30-plus employees with disciplines ranging from Programming, Networking, Security and IS Operations.
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Ask the Experts: Project Management
In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Fawn Martin, whose team organizes, tracks, and structures American Heritage's projects, both big and small.
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