A strong back-to-school budget in 2026 starts with listing every expected cost, including new classroom technology, and matching those expenses to your monthly cash flow. From supplies and lunches to laptops and learning apps, planning in advance helps you avoid surprise debt and feel more confident all year.
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While summer is a season often associated with vacations and fun, it can often be a challenging time of year, especially for homeowners. Landscaping, maintaining comfort in the home, and more can often make home upkeep and renovations feel like a second full-time job. But for one American Heritage member, a Home Equity Line of Credit (HELOC) helped make her and her family's summer all the better.
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Your credit score is one of the most powerful numbers in your financial life, and the earlier you start building it, the better. A strong credit history can help you qualify for lower interest rates on a car loan, get approved for an apartment, and even influence job applications in some industries. The good news? You don't need to start with a perfect score. Here's what you need to know about building credit responsibly in your teens and twenties.
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Do you know what a credit union is? If you don’t, you’re probably not alone. Maybe you’ve driven by one, have seen advertising, or know a friend or family member who is a credit union member. But what makes a credit union different, especially from a bank or other financial institution?
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Getting your first apartment is exciting. It's also one of the biggest financial responsibilities you have taken on yet. Rent, utilities, groceries, renters insurance, and everyday expenses can add up faster than expected—and without a plan, it's easy to find yourself stretched thin before the month is over.
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Interest rates for credit cards can be quite high. According to LendingTree, the average interest rate for credit cards collecting interest (meaning they carry over a balance month-to-month) was 22.15% at the end of the 2026’s second quarter. If you’ve felt the increased pressure on your wallet, it may be time to look for a solution.
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That list of home projects has been sitting on your counter long enough. Summer is a great time to tackle these home improvements; the weather cooperates, contractors are available, and the right project can add style, comfort, and lasting value to your home.
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When you have your first child, your whole world changes. It's a beautiful experience, and your natural instinct is to protect your child in every way possible, including financially. If you're a new parent, or if you're about to become one, there are several crucial financial steps you should take to ensure your child's needs are met now and in the future.
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The year is halfway through, making it a great time to check in on the goals you set in January and see where you stand financially. A midyear review gives you time to adjust and still finish strong.
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Here at American Heritage Credit Union, we’re so proud to be celebrating our nation’s semiquincentennial, or 250th anniversary! From historical and educational events to the World Cup and everything in between, there’s truly something for everyone this summer, especially here in Philadelphia, the City of Brotherly Love.
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