Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

What are Imposter Scams, and How Can You Protect Yourself from Them?

By: John Lutz 10.15.26 4 minute read

Costumes and disguises can be all the rage in October with the Halloween season upon us. But there are some individuals out there who prefer to be masked year-round, and their intentions are much scarier than merely trick-or-treating. These individuals are known as imposters, and there are some out there who may try and trick you into giving them money, personal information, or other valuable assets.

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Ask the Experts: What is VantageScore®?

By: John Lutz 10.01.26 4 minute read

What's your credit score? If you don't at least have a rough idea right away, it may be a good idea to check and find out! Here at American Heritage Credit Union, we're proud to provide our members with access to VantageScore®, a credit scoring model that analyzes your credit-related activities and provides a frame of reference to lenders.

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Back-to-School Budget 2026: Tech-Savvy Ways to Save

By: American Heritage 08.27.26 7 minute read

A strong back-to-school budget in 2026 starts with listing every expected cost, including new classroom technology, and matching those expenses to your monthly cash flow. From supplies and lunches to laptops and learning apps, planning in advance helps you avoid surprise debt and feel more confident all year.

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How a HELOC Helped a Member Renovate Her Home

By: John Lutz 08.24.26 2 minute read

While summer is a season often associated with vacations and fun, it can often be a challenging time of year, especially for homeowners. Landscaping, maintaining comfort in the home, and more can often make home upkeep and renovations feel like a second full-time job. But for one American Heritage member, a Home Equity Line of Credit (HELOC) helped make her and her family's summer all the better.

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How to Build Credit in Your Teens and Twenties

By: American Heritage 08.20.26 3 minute read

Your credit score is one of the most powerful numbers in your financial life, and the earlier you start building it, the better. A strong credit history can help you qualify for lower interest rates on a car loan, get approved for an apartment, and even influence job applications in some industries. The good news? You don't need to start with a perfect score. Here's what you need to know about building credit responsibly in your teens and twenties.

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