Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 
Click here to join the email list.
A young woman in a sweater sits on a couch, her phone in one hand and her credit card in the other hand

How to Build Credit in Your Teens and Twenties

By: American Heritage 08.20.26 3 minute read Credit

Your credit score is one of the most powerful numbers in your financial life, and the earlier you start building it, the better. A strong credit history can help you qualify for lower interest rates on a car loan, get approved for an apartment, and even influence job applications in some industries. The good news? You don't need to start with a perfect score. Here's what you need to know about building credit responsibly in your teens and twenties.

READ THE ARTICLE
An exterior shot of American Heritage Credit Union

What is a Credit Union?

By: John Lutz 08.13.26 3 minute read American Heritage

Do you know what a credit union is? If you don’t, you’re probably not alone. Maybe you’ve driven by one, have seen advertising, or know a friend or family member who is a credit union member. But what makes a credit union different, especially from a bank or other financial institution?

READ THE ARTICLE
A young woman smiles while looking down at her phone as she stands on the staircase in her new apartment

Moving Out? How to Budget for Your First Apartment

By: American Heritage 08.06.26 3 minute read Savings & Budgeting

Getting your first apartment is exciting. It's also one of the biggest financial responsibilities you have taken on yet. Rent, utilities, groceries, renters insurance, and everyday expenses can add up faster than expected—and without a plan, it's easy to find yourself stretched thin before the month is over.

READ THE ARTICLE
A woman sits at a desk with her laptop on a phone call, holding out her credit card in one hand

Am I a Good Candidate for a Balance Transfer?

By: John Lutz 07.30.26 4 minute read Credit

Interest rates for credit cards can be quite high. According to LendingTree, the average interest rate for credit cards collecting interest (meaning they carry over a balance month-to-month) was 22.15% at the end of the 2026’s second quarter. If you’ve felt the increased pressure on your wallet, it may be time to look for a solution.

READ THE ARTICLE
New parents holding their newborn child and smiling

4 Critical Financial Moves for New Parents

By: American Heritage 07.16.26 5 minute read Savings & Budgeting Family

When you have your first child, your whole world changes. It's a beautiful experience, and your natural instinct is to protect your child in every way possible, including financially. If you're a new parent, or if you're about to become one, there are several crucial financial steps you should take to ensure your child's needs are met now and in the future.

READ THE ARTICLE
A young girl looks up and smiles, as her father looks upon her proudly

5 Common Insurance Mistakes to Avoid (and How to Fix Them)

By: American Heritage 06.25.26 3 minute read Investing & Retirement

Insurance is one of life’s necessities that is easy to overlook or push to the back burner – until you need it. Unfortunately, many families find that they are underinsured, are overpaying, or simply don’t have the right kind of coverage. In honor of National Insurance Awareness Day on June 28, here are five common, costly insurance mistakes and how to avoid them.

READ THE ARTICLE
A groom holds up a bride, with their faces together and smiling at each other

Planning a Wedding on a Budget in 2026

By: John Lutz 06.18.26 4 minute read Product Spotlight Savings & Budgeting

If you’re recently engaged, congratulations! Planning a wedding is a beautiful time in your life, but one that is sure to come with some stressors and tough choices. However, by exploring all your options and alternatives, you can ensure that you and your loved ones still have a beautiful day without breaking the bank.

READ THE ARTICLE
1 2 3 4 5

Want to stay up-to-date with more financial articles? Join our email list and receive the latest blog articles in your inbox.

SIGN UP FOR YOUR FAVORITE TOPICS