Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

How to Save (More) With a Hybrid Work Schedule

By: Holly Love 03.21.24 3 minute read

If you’ve worked remotely over the last few years, you might have noticed changes in your daily schedule and monthly budget. Now that you’re used to your new working arrangements, take a few moments to reflect on how these adjustments have impacted your financial habits and living expenses.

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Know Your Banking Rights and Protections

By: Holly Love 03.12.24 5 minute read

For many, our biggest life goals are accomplished through banking. The ability to save, borrow, and invest money is key to most aspects of modern life and independence. However, fair banking had not always been available for everyone through the course of history. Know your rights and celebrate these championships of justice by learning about these historic laws.

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Is Auto Loan Refinancing Right for Me? Q&A

By: Holly Love 01.25.24 4 minute read

So, you currently have a loan that allows you to purchase or lease a vehicle, but your monthly payments or term are not what you’d like them to be. Refinancing your auto loan would replace your existing loan with one that can meet your desired monthly payment amount and preferred term length. When you refinance, you could save hundreds or more dollars in interest over the loan’s term.

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What Happens If I Miss a Loan Payment?

By: Holly Love 07.20.23 3 minute read

Life is unpredictable. An emergency, unexpected illness, or a bout of forgetfulness can all end in a missed loan payment. While missing a single payment may come with unwanted consequences like fees or penalties, it will not result in financial ruin. Stay calm and keep reading to learn what happens if you miss a loan payment.

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How to Save Your First $1,000

By: Holly Love 06.22.23 3 minute read

There are many reasons why it feels difficult to save money. Economic circumstances, debts, emergencies, or impulse purchases can all wreak havoc on our savings accounts—or prevent us from building our savings in the first place.

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What Do the New Loan-Level Pricing Adjustments (LLPAs) Mean for Mortgage Rates?

By: Holly Love 05.04.23 3 minute read

You may have seen in the news that there is a “new” tax for mortgage borrowers with higher credit scores. Bold headlines are claiming that those with a higher credit score will be paying more to subsidize those with lower credit scores, sometimes going as far as to wrongly suggest that you should deliberately lower your credit score to pay less. This has been misconstrued.

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