Blog

Level-up your financial literacy by taking advantage of our free blog! Enjoy topics ranging from money lifestyle tips to fun local activities for the whole family. 

Ask the Experts: Risk Management

By: Holly Love 06.06.25 3 minute read

In this series, we take a look at the inner workings of the Credit Union and meet some of the champions who help our members in every facet of their financial lives. This month, we met up with expert Rachel Nguyen, who leads her team in detecting and preventing fraud to protect our membership.

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What Happens If I Miss a Loan Payment?

By: Holly Love 07.20.23 3 minute read

Life is unpredictable. An emergency, unexpected illness, or a bout of forgetfulness can all end in a missed loan payment. While missing a single payment may come with unwanted consequences like fees or penalties, it will not result in financial ruin. Stay calm and keep reading to learn what happens if you miss a loan payment.

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How to Save Your First $1,000

By: Holly Love 06.22.23 3 minute read

There are many reasons why it feels difficult to save money. Economic circumstances, debts, emergencies, or impulse purchases can all wreak havoc on our savings accounts—or prevent us from building our savings in the first place.

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What Do the New Loan-Level Pricing Adjustments (LLPAs) Mean for Mortgage Rates?

By: Holly Love 05.04.23 3 minute read
 

You may have seen in the news that there is a “new” tax for mortgage borrowers with higher credit scores. Bold headlines are claiming that those with a higher credit score will be paying more to subsidize those with lower credit scores, sometimes going as far as to wrongly suggest that you should deliberately lower your credit score to pay less. This has been misconstrued.

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